What is Chime Instant Loans?

Chime Instant Payday Loans That Accept Chime (u-comfort.ru) are quick and easy to access whenever you require money to cover important expenses. When you accept the loan proposal, the funds are readily available in your Chime Bank Account. The app allows you to see your current balance and set up automatic payments to repay your loan.
How do I get a loan?

The loans currently are available only to members who meet the criteria. If you are approved for a loan, you'll receive a push notification. Additionally, you will receive a notification via the Chime App. If you have just completed the repayment of a loan, you'll be notified when you're eligible for another.

It is necessary to be aware of some things to be approved for the loan.

A Chime account that is in good standing
Regular Direct Deposits to Your Chime Checking Account
Chime does not have any outstanding loans

What is the maximum amount you can borrow?

Chime Instant Loans are available starting at just $100. We may however extend our loan terms to higher amounts depending upon your ability to repay.
I'm entitled to more than what I took out. Can I obtain a loan that is greater than my original amount?

If you are eligible to receive a bigger loan, you aren't able to increase the amount you've borrowed or are currently paying back. You'll have to pay back your existing loan, and Chime will let you know when a new loan becomes available.
What is the interest rate on loans?

Yes. $5 is the amount of interest on a $100 loan. Higher interest rates will apply to loans larger than $100. If you pay back the loan on time, you will pay less interest. Additionally, you will not be charged any charges to be applied for, or for late or early payments.
How do you make loan repayment work?

You are able to repay your loan by making three (3) monthly payments*. You are able to repay your loan by turning on autopay in the settings of your app. Your payments will automatically be taken from your Chime Checking Account, and we'll let you know before each transaction is processed. If autopay is not selected the payment will be processed manually via your application.

Autopay lets you pay additional installments and make payments to pay off your loan sooner, even if you don't have autopay turned on. This will save you money on interest.
What happens if I don't pay my invoice?

We do not charge any additional interest or late fee if you miss your payment. However, delinquent accounts could hinder you from increasing your SpotMe limit.
I have paid off the loan. Is it possible to get another loan.

Once you've completed the repayment of your loan, another loan offer will not be available. If you're eligible for another loan then a push notification will be sent to your mobile and a message is added to your app.