What are Chime Instant Lenders?

Chime Instant Loans help you to access cash whenever you require it. The cash will be available in the Chime checking account as soon as you accept the loan offer. You can check the balance on your account and then set up an automatic payment to pay back your loan.
What is the best way to get a loan?

At present, loans are available only to those who are eligible. If you are approved for a loan you will be notified via notifications via push. Additionally, you will receive a notification via the Chime App. If you have just paid off a loan you will be notified when you are eligible to receive another.

You must know some things to be approved for a loan.

A Chime account which is in good standing
Regular payments to your Chime Checking Account
Chime has no outstanding loans

What is the maximum I'm able to get?

Chime Instant loans start at $100 but can be higher depending upon our eligibility requirements.
I'm entitled to more than what I borrowed. Can I obtain a loan that is greater than the amount I borrowed?

Even if you qualify to receive a bigger loan, you cannot increase the amount of a loan that you've taken out or are currently repaying. You'll have to pay back the loan you've taken out and be patient for Chime notification to let you know whether you're approved for a new loan.
Do Payday Loans That Accept Chime (http://kupit-derevo.ru/8_0.htm) have interest?

Yes. For a $100 loan, you will pay $5* interest. The amount of interest on a $100 loan is likely to be higher if you borrow more. When you pay off your loan early, you'll pay less interest! Additionally, you don't be required to pay any application fees and also for early or later repayment.
What is the process for loan repayment?

The loan can be repaid by making three (3) monthly payments*. To repay your loan you can turn on autopay in your app's settings. Automatically the Chime Checking Bank account will be debited of the amount of your loan. We will notify you about each transaction before it's processed. If you don't want to use autopay you will need to manually make payments in your application.

If your autopay option has been enabled however, you are able to make additional payments to your loan or even pay it off earlier. It will help you save on interest costs by making these payments.
What if I miss a payment?

We won't charge you any late fees or higher interest when you don't make the payment. It may be difficult to raise your SpotMe limit in the event that you have accounts with outstanding balances.
I have paid off my debt. Is it possible to get another one.

A new loan offer will not be available until you pay off a loan. If you are able to qualify for a loan again you'll receive an alert via push and an alert in your application.